RURAL

Beautiful house

At EZ Mortgage Loans Inc., we'll assist you in obtaining the right loan for your rural home purchase. We will find a mortgage that's affordable and is a good match with your income, budget and home-ownership goals. Whether you are purchasing a property in Ohio or Kentucky, our experienced loan officers will guide you through the entire process.

Miniature house

Rural Housing loans

We specialize in creating loans for Rural Housing or USDA loans. These loan programs are designed for first-time homebuyers as well as low to moderate income families in rural areas.

Beautiful house

Rural loan benefits

  • No down payment required
  • 100% financing available
  • Low interest rates
  • Flexible term options – 15, 20 and 30 year
  • Fixed rates available
  • FREE pre-qualification

Experience and knowledge you can rely on

Since 2001, our family owned and operate company originates affordable and fair loans for our clients in Kentucky and Ohio. As lifelong residents of the area, you can count on our over 30 years of combined experience and deep knowledge of the mortgage market to assist you in fulfilling your dream of homeownership.



You don't need an appointment - call us today for a pre-qualification or request a quote online. It's fast and EZ!


Our individually licensed loan officers have been professionally educated to promote industry standards and provide a high level of service and information for our customers.


Share by: